Free Commercial Construction Budget Template

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Commercial-Specific Cost Categories

Pre-built line items for commercial construction: tenant improvements, ADA compliance, fire suppression, elevator installation, HVAC systems, and commercial permitting.

Benefit: Skip the blank-spreadsheet guesswork and start with categories that match how commercial projects actually get bid and billed.

Multi-Trade Subcontractor Tracking

Dedicated sections for each major trade (electrical, plumbing, mechanical, steel, concrete, glazing) with contract amount, billed-to-date, and retainage columns.

Benefit: Track every sub's financial status in one view so you never overpay or miss a retainage release.

Estimated vs. Actual Comparison

Side-by-side columns that automatically calculate the variance between your original estimate and actual spend for every line item.

Benefit: Catch cost overruns the moment they appear and present clear variance reports to owners and stakeholders.

Contingency and Allowance Management

Built-in rows for owner contingency, contractor contingency, and design allowances with real-time remaining balance calculations.

Benefit: Know exactly how much cushion you have left at any point, and allocate reserves with confidence.

Draw Request and Payment Summary

A payment application section that tracks each draw request, approved amount, retainage held, and cumulative payments. Ready for AIA G702/G703 alignment.

Benefit: Streamline your monthly billing cycle and give lenders the documentation they need without extra formatting.

Excel and Google Sheets Ready

Fully formatted for Microsoft Excel and Google Sheets with built-in formulas, conditional formatting, and print-ready layout. No macros required.

Benefit: Open, customize, and share with your team or client in minutes. Zero setup needed.

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