Ranking accounts by priorityRanked accounts by priority
Reviewed your commercial book — here are the 3 accounts that need
attention this week.
Weekly Coverage Audit
Critical
3
Review next
6
Current
18
Account
Risk level
Coverage gap
Next step
Sunset Plaza LLC
Critical
$6,310,000
Review law & ordinance
Riverside Apartments
Review
$4,125,000
Review underinsurance
Monarch Manufacturing
High
$2,980,000
Review demo coverage
Sources
Verisk 360ValueMay 20, 2026
CoreLogicMay 20, 2026
Permit #BLD-2026-1142May 18, 2026
Ask Claude or ChatGPT anything…
Three workflows worth the subscription.
01
Monday coverage audit
Scan your full commercial book. Get a ranked list of critical, review-next, and
current accounts, each with a recommended next action.
“
“We increased the building limits by maybe $3,000,000. He signed right then.
He couldn’t wait to get away from the other guy.”
Rich at the Mica Fabrication close
02
Claim coordination
Major loss happens. BidFlow opens a coordinated workspace. The pre-loss assessment
becomes the baseline. Contractor estimates normalize as they arrive. Adjuster and GC
conversation archives in one place.
Pre-loss baseline
Normalized contractor estimates
Archived adjuster + GC conversations
03
E&O documentation archive
Every recommendation logged with timestamp, methodology, and sources cited. Show
your E&O carrier the archive at renewal. The “you should be fine”
liability replaced with a defensible record.
“
“The ‘you should be fine’ thing is terrifying from an E&O
perspective. That’s basically an implied guarantee.”
Agency owner
Frequently asked.
What is an AI coverage audit?
A triaged review of every commercial account in your book against BidFlow's
independent research on demolition cost, debris removal, replacement cost, and
law-and-ordinance exposure. Returns a ranked list of critical, review-next, and
current accounts with the next action attached to each.
Does this work alongside Verisk 360Value and Marshall & Swift?
Yes. BidFlow returns an independent range you can compare to a Verisk or M&S
number directly. Use it to push back on carrier over-insurance, justify limit
increases for under-insured demolition exposure, or document the analysis trail for
E&O.
What does the AI actually see?
Only the specific tool response you triggered, scoped to your agency. The AI does not
see your full book or other agencies' data. Every call is logged in your BidFlow audit
archive with a timestamp and methodology trail.
Do I need a separate subscription?
No. Coverage Audits is included with every BidFlow paid plan. Single agent or full
agency tier, no per-call billing.
Walk into Monday with the audit already done.
Ships Summer 2026. Request access to the first cohort.
Claude